About NL Life Tools

Free practical tools and guides for people living, working or preparing to move to the Netherlands, with Chinese and English editions. This is an independent information website, not part of the Dutch government, tax authority or any carrier.

Calculation scope

The salary tool models a full year below AOW age, full-year Dutch insurance and salary income only. It excludes personal pension deductions, other income, deductions, benefits and part-year residence. Estimates cannot replace a payslip or individual tax advice.

Sources and updates

Tax calculations use 2026 rules. Holiday pages state the years covered. Tools and guides link to reference sources. Rules require review when they change; this site does not promise real-time updates.

Parcel and Lotto pages link to official services. We do not generate live parcel events or lottery results.

Languages

Use the language links to open the corresponding Chinese or English page. Calculations run locally in the browser. Changing language opens a new page and resets unsaved inputs and checklist selections.

Editorial and verification policy

This site is independently edited and maintained by Chi. For tax, benefits, immigration, housing and driving-licence rules, primary sources from the responsible authorities are preferred, including Belastingdienst, Rijksoverheid, IND, DUO, RDW and Huurcommissie. A “last checked” date records the most recent manual review and does not imply that a rule cannot change afterwards.

Calculators state their scope and simplifying assumptions. Where eligibility cannot be determined reliably from the information entered, the site directs users to an official calculator or responsible authority rather than presenting a definitive decision.

Important notice

Content is provided for general information and planning. It is not tax, legal, immigration, housing or financial advice. Rules and individual circumstances can change an outcome; for applications, eligibility and formal decisions, rely on the latest official information and written decisions from the relevant authority.

Found an outdated rule, broken source or calculation issue? Contact us.